Ohio Mutual Insurance coverage Evaluate


This is the Scoop

  • Ohio Mutual Insurance coverage Group sells versatile and customizable insurance coverage merchandise for purchasers throughout the Midwest and Northeast
  • Safety ranges from private dwelling and auto insurance coverage to industrial protection
  • Clients reward the corporate for professionalism and inexpensive costs

Looking for the very best insurance coverage coverage is traumatic. It’s difficult to know which corporations provide the very best merchandise and charges. We get it. That’s why we write neutral firm opinions and supply entry to free and simple quotes. At this time, we’re going to take a look at Ohio Mutual Insurance coverage Group.

This text will discover the coverages, monetary scores, and buyer opinions for Ohio Mutual Insurance coverage Group.

What merchandise are supplied by Ohio Mutual Insurance coverage Group?

Ohio Mutual’s insurance coverage insurance policies embrace a variety of non-public and industrial property coverages. Merchandise fluctuate by state and can be found in Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island, and Vermont.

Ohio Mutual affords many forms of add-on protection. Relying in your state and plan, it’s possible you’ll be eligible for varied reductions.

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Ohio Mutual Insurance coverage Group Owners Insurance coverage

In the event you’re evaluating the greatest householders insurance coverage corporations, maybe you’ve heard of Ohio Mutual. The corporate’s versatile plans embrace alternatives to customise your coverage with varied add-ons. Relying in your state and scenario, it’s possible you’ll be eligible for reductions.

Ohio Mutual’s insurance coverage insurance policies for householders embrace the next protections:

  • Dwelling protection. An Ohio Mutual householders coverage protects your own home.
  • Protection for different buildings. House owner insurance policies defend different buildings in your property, corresponding to sheds or garages.
  • Private property protection. The plan covers private belongings like furnishings, home equipment, and garments.
  • Private legal responsibility protection. The plan covers accidents and damages to others’ property attributable to you.
  • Medical funds to others. If somebody is injured in your property, this characteristic can cowl their medical bills.
  • Extra dwelling bills protection. This characteristic helps pay for short-term lodging if your own home is broken in a coated accident.

Ohio Mutual’s insurance coverage can be found by talking with an agent.

Extra Protection for Owners

In addition to the included coverages, Ohio Mutual affords many add-on protections. A number of the further coverages that you need to use to customise your householders coverage embrace:

  • Private cyber safety. You possibly can add Ohio Mutual’s cyber safety service to your coverage in some states.
  • Substitute protection. Ohio Mutual affords alternative value protection for private property and alternative assure protection in your dwelling.
  • Trip dwelling protection. You possibly can add your secondary or seasonal dwelling to your householders plan.
  • Gear breakdown protection. This add-on helps pay for the price of gear malfunctions in your house.
  • Earthquake protection. In the event you reside close to a serious fault line, you may profit from earthquake insurance coverage.
  • Protection for uncommon and distinctive gadgets. This add-on protects your collectibles, corresponding to positive artwork, jewellery, and firearms.

You could have entry to extra add-on protection relying in your location.

Reductions for Owners Insurance coverage

Moreover, Ohio Mutual gives a big collection of reductions for all coverage sorts. Some offers out there with a householders plan embrace:

  • Protecting gadgets. It’s possible you’ll be eligible to obtain this low cost in case you have sure forms of protecting gadgets put in in your house, corresponding to smoke detectors and safety techniques.
  • Instructor/first responder/veteran low cost. Members of those professions could also be eligible for a reduction on their householders coverage.
  • House and auto low cost. In the event you bundle your own home and auto insurance coverage with Ohio Mutual, you’ll be able to obtain a reduction.
  • Dwelling lower than 20 years previous. If your own home is lower than 20 years previous, it’s possible you’ll be eligible for a reduction in your householders insurance coverage.

You possibly can communicate to an Ohio Mutual agent to study extra concerning the choices in your location.

Ohio Mutual Group Auto Insurance coverage

The greatest automotive insurance coverage corporations present versatile protection that you may tailor to your wants.

Ohio Mutual’s auto insurance coverage insurance policies can be found in varied protection sorts. Beginning with the state minimal legal responsibility protection, Ohio Mutual gives a variety of choices to guard your property.

Coverages out there with Ohio Mutual auto insurance coverage embrace:

  • Legal responsibility insurance coverage. This plan covers bodily accidents and property injury attributable to you to a different particular person.
  • Collision insurance coverage. Any such protection pays for losses attributable to hitting one other object.
  • Complete insurance coverage. Complete plans cowl damages attributable to non-collision incidents, corresponding to climate, animal injury, vandalism, and theft.
  • Uninsured/Underinsured Motorist insurance coverage. This coverage pays for losses attributable to a driver with no insurance coverage or insufficient insurance coverage protection.

In addition to these coverages, Ohio Mutual affords a number of forms of further protections, together with unintentional demise advantages, pet insurance coverage, and newly acquired car protection. Relying in your state, you could possibly customise your protection by including these plans.

Reductions for Automotive Insurance coverage

Ohio Mutual affords many alternatives for financial savings with its automotive insurance coverage. Some reductions out there with an Ohio Mutual auto insurance coverage plan embrace:

  • Anti-theft gadgets low cost. If in case you have particular anti-theft gadgets put in in your car, it’s possible you’ll be eligible for this low cost.
  • Multicar low cost. Insuring multiple car with Ohio Mutual qualifies you for this low cost.
  • Security gadget low cost. Particular security gadgets, corresponding to anti-lock brakes and passive restraints, may qualify you for this low cost.
  • Pupil low cost. Reductions can be found for college students who meet particular educational standards or are removed from dwelling with no automotive.

In addition to these reductions, Ohio Mutual offers clients entry to many financial savings alternatives relying on location and scenario. 

What different companies does Ohio Mutual Insurance coverage Group present?

Together with its householders and auto insurance coverage, Ohio Mutual gives protection for renters and farm homeowners. Moreover, a number of forms of industrial insurance coverage safety can be found.

Ohio Mutual Insurance coverage Group Renters Insurance coverage

Ohio Mutual’s renter insurance coverage covers private property, legal responsibility, and extra dwelling bills. 

There may be all kinds of add-on protection out there. You possibly can add companies starting from cyber safety to protection for positive arts and pure disasters to your coverage.

As with its different insurance coverage, Ohio Mutual affords quite a few reductions and financial savings alternatives with its renters insurance coverage.

Ohio Mutual Insurance coverage Group Farm Insurance coverage 

Ohio Mutual has been insuring farmers in Ohio for over 100 years.

The plans cowl properties, private belongings, farm buildings, equipment, livestock, instruments, and many others. Protection contains legal responsibility and medical funds, and plenty of add-on protection choices can be found.

Ohio Mutual Insurance coverage Group Industrial Insurance coverage

Ohio Mutual’s industrial insurance coverage merchandise embrace property, legal responsibility, inland marine, and industrial vehicle protection. 

A number of mixture packages can be found for enterprise homeowners. You possibly can communicate to an agent to study extra concerning the plans out there in your state and the way your online business may profit from them.

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Ohio Mutual Insurance coverage Group Opinions and Rankings

Two of probably the most crucial sources of data to seek the advice of when trying to find an insurance coverage firm are monetary scores and buyer opinions.

Ohio Mutual Insurance coverage Group Monetary Rankings

Monetary scores are unbiased value determinations of an organization’s financial energy. Third-party reviewing businesses are answerable for these assessments and think about varied info when analyzing an organization.

Ohio Mutual has an A (wonderful) score with A.M. Finest, one of many nation’s most trusted monetary score businesses. Moreover, the corporate’s financial outlook is listed as steady.

Regardless of being well-rated by A.M. Finest, no different important monetary reviewer has rated Ohio Mutual.

Ohio Mutual Insurance coverage Group Buyer Opinions

Buyer opinions are crucial. They offer us a good suggestion of how the corporate treats its clients and whether or not it honors its agreements.

Ohio Mutual is Higher Enterprise Bureau (BBB) accredited and has an A+ score primarily based on buyer info and complaints. 

The corporate has a 4.4/5-star score primarily based on 505 Google opinions. With Clearsurance, Ohio Mutual has a 3.92/5-star score primarily based on 47 buyer opinions. 

Unfavourable opinions of the corporate complain about poor customer support. There are, nevertheless, many optimistic opinions. Comfortable clients reward the corporate for its skilled brokers and inexpensive charges.

Ohio Mutual Insurance coverage Group: The Backside Line

Ohio Mutual Insurance coverage Group gives a big number of insurance coverage protection.  It affords versatile safety in your property, from private householders insurance coverage to industrial protection.

Ohio Mutual gives many low cost choices and financial savings alternatives with all its plans. 

The corporate is well-rated by A.M. Finest, and buyer opinions are typically optimistic. There are some complaints of poor customer support, however most buyer feedback specific satisfaction with the corporate. Many shoppers have a good time the corporate’s professionalism and inexpensive costs.

General, if you happen to’re on the lookout for an inexpensive insurance coverage coverage with versatile protection, Ohio Mutual Insurance coverage Group is perhaps a wonderful alternative.

Earlier than you make a last determination, bear in mind to do a lot of analysis. Evaluating a number of corporations and their companies might help you make the appropriate alternative for you and your loved ones.

Enter your ZIP code under to view corporations which have low cost insurance coverage charges.

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I began Insurance coverage Weblog by Chris™ as a result of I’ve a ardour for insurance coverage. Right here on the weblog, our job is to coach and inform folks about the very best insurance coverage for them.
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Written by

Chris Huntley
Founding father of Huntley Wealth & Insurance coverage Companies
Chris Huntley

Rachael Brennan has been working within the insurance coverage business since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which era she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as nicely. She has labored for small well being insu…

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Reviewed by

Rachael Brennan

Licensed Insurance coverage Agent

Rachael Brennan


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